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By Janice Aldrow, B.S.
The Art of Money Management is a spiritually-based, practical tool for managing day-to-day finances, that includes short stories of real life experiences that will add humor and wisdom to the reality of the choices we make regarding our financial decisions. The reader will develop the tools to establish more long-term goals, and learn techniques that will keep the individual debt-free by establishing the habit of saving for emergencies, and for long-term goals. The Art of Money Management is a financial workbook designed for the individual in a state of life transition that demands the establishment of new goals, as well as the beginner, gaining the respect that comes in the form of a paycheck. The story of my son, Lyon, and his dog "Einstein", gives a true life example of the rewards that came from a heartfelt desire to be responsible for that which he desired the most. The experience of taking care of his own pet empowered Lyon, and gave him the confidence to make larger commitments in his life, having learned that he could trust himself. The Art of Money Management will help the reader avoid the pitfalls that plague so many Americans by learning the truth of managing credit cards, and establishing a pattern of saving that will cushion the blow when emergencies arise. "I was just amazed at the offer made by the credit card company that came in the mail. After all, I was only going to use the credit card to maintain my vehicle."
FORMAT: E-Book
By Janice Aldrow, B.S.
The Art of Money Management is a spiritually-based, practical tool for managing day-to-day finances, that includes short stories of real life experiences that will add humor and wisdom to the reality of the choices we make regarding our financial decisions. The reader will develop the tools to establish more long-term goals, and learn techniques that will keep the individual debt-free by establishing the habit of saving for emergencies, and for long-term goals. The Art of Money Management is a financial workbook designed for the individual in a state of life transition that demands the establishment of new goals, as well as the beginner, gaining the respect that comes in the form of a paycheck. The story of my son, Lyon, and his dog "Einstein", gives a true life example of the rewards that came from a heartfelt desire to be responsible for that which he desired the most. The experience of taking care of his own pet empowered Lyon, and gave him the confidence to make larger commitments in his life, having learned that he could trust himself. The Art of Money Management will help the reader avoid the pitfalls that plague so many Americans by learning the truth of managing credit cards, and establishing a pattern of saving that will cushion the blow when emergencies arise. "I was just amazed at the offer made by the credit card company that came in the mail. After all, I was only going to use the credit card to maintain my vehicle."
FORMAT: Softcover
By David Kirkpatrick
Choice in Schooling is a history of the proposal to fund education through the student, as does the G.I. Bill for veterans, instead of, or in addition to, making direct appropriations to institutions, schools or districts. First proposed by Adam Smith in The Wealth of Nations in 1776, and endorsed by such leaders as Thomas Paine, Thomas Jefferson, John Stuart Mills, Milton Friedman, and Daniel Patrick Moynihan, it is widely used in developed democracies around the world and even among former Iron Curtain nations, including Russia itself.
FORMAT: Softcover
By Tawan Perry
Making sense of higher education can confound the most stellar of students. Your college education isn't just about gaining knowledge but is an experience unlike any other you'll have in life. Navigating the college environment is about learning the language-if you know how the system works, you can understand and prepare for the complexities that college presents. College Sense gives you just that: an insider's view of our educational culture, what to expect, and ways to react to various situations. This guide is packed with more than a hundred tips and secrets to help you make smarter decisions before, during, and after college. It's an easy-to-read, intelligent, and practical guide. Read it cover to cover, browse from topic to topic, or flip directly to answers you need most. It explores a myriad of essential topics such as how to reduce and eliminate debt, the questions that you should ask during your campus visit, and how to get the most of your college experience. It's the only book you'll ever need to help you prepare for all those things that your advisors didn't tell you about college. Page for page, College Sense gives you overdue advice for your college experience.
FORMAT: Softcover
By Tawan Perry
No Description Available.
FORMAT: E-Book
By Tawan Perry
Making sense of higher education can confound the most stellar of students. Your college education isn't just about gaining knowledge but is an experience unlike any other you'll have in life. Navigating the college environment is about learning the language-if you know how the system works, you can understand and prepare for the complexities that college presents. College Sense gives you just that: an insider's view of our educational culture, what to expect, and ways to react to various situations. This guide is packed with more than a hundred tips and secrets to help you make smarter decisions before, during, and after college. It's an easy-to-read, intelligent, and practical guide. Read it cover to cover, browse from topic to topic, or flip directly to answers you need most. It explores a myriad of essential topics such as how to reduce and eliminate debt, the questions that you should ask during your campus visit, and how to get the most of your college experience. It's the only book you'll ever need to help you prepare for all those things that your advisors didn't tell you about college. Page for page, College Sense gives you overdue advice for your college experience.
FORMAT: Hardcover
By John D. Lane IV
Today in the United States, students are graduating from college already in debt from student loans and beginning their careers in an uncertain economy. Statistics have shown that freshman college students are stressed—not about their grades or about doing well—but rather about the debt they are already accumulating. But is it really possible to graduate from college debt-free? John Lane did, and with his guidebook HOW TO GRADUATE FROM COLLEGE DEBTFREE, he can teach you how to do the same. Recent college graduate John Lane combines mini-workshops with concrete concepts, interactive exercises, and personal stories in order to provide a complete guide on how students can embark on a successful journey to receiving a college education while becoming financially self-sufficient and paying for education costs at the same time. While encouraging students to be proactive in earning funds prior to attending college, Lane also underlines the importance of setting financial goals, creating affirmations, and developing personal declarations. HOW TO GRADUATE FROM COLLEGE DEBT-FREE provides valuable information for any high school or current college students who wants to gain financial freedom and independence and throw their cap in the air on graduation day knowing they are debt-free!
FORMAT: Softcover
By John D. Lane IV
Today in the United States, students are graduating from college already in debt from student loans and beginning their careers in an uncertain economy. Statistics have shown that freshman college students are stressed—not about their grades or about doing well—but rather about the debt they are already accumulating. But is it really possible to graduate from college debt-free? John Lane did, and with his guidebook HOW TO GRADUATE FROM COLLEGE DEBTFREE, he can teach you how to do the same. Recent college graduate John Lane combines mini-workshops with concrete concepts, interactive exercises, and personal stories in order to provide a complete guide on how students can embark on a successful journey to receiving a college education while becoming financially self-sufficient and paying for education costs at the same time. While encouraging students to be proactive in earning funds prior to attending college, Lane also underlines the importance of setting financial goals, creating affirmations, and developing personal declarations. HOW TO GRADUATE FROM COLLEGE DEBT-FREE provides valuable information for any high school or current college students who wants to gain financial freedom and independence and throw their cap in the air on graduation day knowing they are debt-free!
FORMAT: E-Book
By Thomas Leahy III
It may change your life. A refreshing departure from mainstream "how to" books, The No-Nonsense Guide to College Planning, offers a new view of college preparation. While addressing all the details, from estimating the family's fair share of college costs to making the most of campus visits, this book takes a down-home, practical look at the arduous and stressful task of selecting, applying and paying for college. Author Thomas Leahy skillfully hones in on the real issues, giving insight and guidance to successfully navigate the muddy wasters of the college and financial aid application process and championing the "best-value" approach to college planning. The No-Nonsense Guide to College Planning provides a step-by-step road map, bringing into focus the myriad of information available, including resources and web sites. Whether your child is in grade school or ready to go to college, The No-Nonsense Guide to College Planning makes you an expert in college application and financial aid so that your family can survive the college years financially without sacrificing the educational experience. This book empowers families facing college to expedite the college planning process and maximize financial assistance through a deliberate procedure of exploration and discovery, analysis and selection, implementation and facilitation.
FORMAT: Softcover
By Thomas Leahy III
It may change your life. A refreshing departure from mainstream "how to" books, The No-Nonsense Guide to College Planning, offers a new view of college preparation. While addressing all the details, from estimating the family's fair share of college costs to making the most of campus visits, this book takes a down-home, practical look at the arduous and stressful task of selecting, applying and paying for college. Author Thomas Leahy skillfully hones in on the real issues, giving insight and guidance to successfully navigate the muddy wasters of the college and financial aid application process and championing the "best-value" approach to college planning. The No-Nonsense Guide to College Planning provides a step-by-step road map, bringing into focus the myriad of information available, including resources and web sites. Whether your child is in grade school or ready to go to college, The No-Nonsense Guide to College Planning makes you an expert in college application and financial aid so that your family can survive the college years financially without sacrificing the educational experience. This book empowers families facing college to expedite the college planning process and maximize financial assistance through a deliberate procedure of exploration and discovery, analysis and selection, implementation and facilitation.
FORMAT: E-Book
By Mark J. Drozdowski
For seven years, Mark J. Drozdowski has shared his insight, wit, wisdom and humor as "The Fund Raiser," a monthly column in the Chronicle of Higher Education. Here in one complete volume are his first 80 columns, dating from 2001-2008. Discover how Drozdowski tackles such knotty issues as minority scholarships, massive endowments, billion-dollar megacampaigns, professional certification, donor relations, campus politics, career advancement, alumni communications, and management and leadership. Join him as he fumbles his way on the golf course, on the racquetball court, on the ski slopes and at the billiard hall. Experience life on the road and meet characters such as Bill Daly, Dan Dinero, Eva Dents, Bill Fold, Mr. Whirlybird and Massachusetts Fats. Above all, learn how fund raising has reshaped American higher education and how money influences important decisions. Drozdowski draws on 17 years of toiling in the trenches of philanthropy, finding humor and purpose in every day. With an unmistakable voice, Drozdowski weaves a story of one man's journey through seven years of learning and living the peculiar life of a college fund raiser.
FORMAT: Softcover
By Mark J. Drozdowski
No Description Available.
FORMAT: E-Book
By Charles K. Addo
This book examines potential income as an additional independent variable that will complement credit history to predict loan repayment with applicable interest. Lending exposures constitute the most material risk concentrations within banks, and this book contributes to the literature on lending risk management within banks and other lending institutions. Risk management theories have provided emphatic guidelines for risk control and management of banks’ loans, yet the results of other studies indicate that the credit evaluation models do not fully explore all available predictors of loan repayment. This deprives the models of total efficiency at predicting loan repayment with applicable interest, and leads to accretion in the nonperforming loans portfolio. It also leads to inequitable credit rationing practices. The resultant effect is a decrease in both investment and consumer spending that stimulates macroeconomic activities. This book suggests a policy prescription for lenders: consideration should be given to both credit history and potential income in loan decision making.
FORMAT: Softcover
By Charles K. Addo
This book examines potential income as an additional independent variable that will complement credit history to predict loan repayment with applicable interest. Lending exposures constitute the most material risk concentrations within banks, and this book contributes to the literature on lending risk management within banks and other lending institutions. Risk management theories have provided emphatic guidelines for risk control and management of banks’ loans, yet the results of other studies indicate that the credit evaluation models do not fully explore all available predictors of loan repayment. This deprives the models of total efficiency at predicting loan repayment with applicable interest, and leads to accretion in the nonperforming loans portfolio. It also leads to inequitable credit rationing practices. The resultant effect is a decrease in both investment and consumer spending that stimulates macroeconomic activities. This book suggests a policy prescription for lenders: consideration should be given to both credit history and potential income in loan decision making.
FORMAT: E-Book
By Yvonne Brooks
Financial Planning For Teens "Too many teens graduate high school with a personal net worth of zero" —Yvonne Brooks _____________________________________________ Finally, a book that teaches teens about the responsibilities of money management and what it really takes to secure their financial future. This book will teach teens about: * Setting Financial Goals * Developing a Teen Financial Portfolio * Preparing for College * Putting Together an Annual Budget * Calculating their Personal Ney Worth * Plus many other strategies that will help Teens become more successful in life. _____________________________________________ Financial Planning for Teens is designed to assist teens in taking full responsibility for their financial future. This book is volume one from the Teen Success Series. To learn more about the Teen Success Series and the Brooks & Brooks Foundation, Inc, visit our website: www.youthleadership3000.org
FORMAT: Softcover
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